finPhlo

Your CFO dashboard for trade finance

Plan, fund and manage every finance activity for your trades in one place. See cashflow, FX exposure, facility headroom and the real margin on every deal, in real time.

CFO dashboardLIVECash positionFX by ccy
CASHFLOW
FACILITY
FEASIBILITY
DRAWDOWN
FX EXPOSURE
MARGIN
HEDGING
COVENANT
P&L
COLLATERAL
POSITION
NAV
FX FORWARD
WORKING CAP
COMPLIANCE
HEADROOM
BALANCE
INVESTOR
CASH SWEEP
REPAYMENT
SETTLEMENT
INTEREST
LIQUIDITY
KYC
EXPOSURE
GAP FUNDING
CONTRACT
FACILITY
FX RATE
FEASIBILITY
LIQUIDITY
COLLATERAL
NAV
REPAYMENT
FX RISK
SETTLEMENT
CASHFLOW
DRAWDOWN
MARGIN
COVENANT
HEDGE
P&L
SWEEP
HEADROOM
KYC
INTEREST
POSITION
COMPLIANCE
FX RATE
WORKING CAP
INVESTOR
GAP FUNDING
CASHFLOW
MARGIN
The problem

Treasury still runs on spreadsheets

Most commodity traders manage their finances across a stack of disconnected spreadsheets. The cashflow forecast lives in one file, FX exposure in another, facility limits in a third. By the time the numbers are pulled together, they are already out of date.

  • The cashflow forecast spans several spreadsheets that never agree
  • Real FX exposure only becomes clear at month end
  • A working capital report for the bank takes days to compile
  • You cannot tell whether you can fund the next shipment

finPhlo replaces the spreadsheets with one live finance view, so your team spends its time analysing, not compiling.

Time to a treasury report
Days
On spreadsheets
Minutes
With finPhlo
Manual compilation effort
With finPhlo
The finance view

One platform for the whole finance picture

Everything a commodity trader CFO needs to manage cashflow, FX, facilities and reporting, in real time and in one place.

Cashflow

A live cash position across trades, facilities and bank accounts. Contracted, expected and projected layers, with working capital headroom for the next trade.

FX & hedging

Net FX exposure by currency, trade and maturity. Match forwards against trades and run what-if scenarios before rate moves hit the P&L.

Facilities

Every facility, drawdown and repayment in one view. Track utilisation across all lenders, automate repayment schedules and monitor covenants with breach alerts.

Reporting

Real-time P&L per trade, commodity and counterparty. Bank reconciliation and board-ready exports in minutes, so finance analyses instead of compiling.

Trade finance

Every type of trade finance, one workflow

Request, track and manage drawdowns against your facilities, whatever stage of the trade you are funding.

Pre-shipment finance

Fund supply before goods move.

Post-shipment finance

Bridge the gap after dispatch.

Receivables financing

Unlock cash from invoices.

Inventory financing

Finance goods you hold.

Warehouse stock

Borrow against stored stock.

Gap funding

Cover short-term shortfalls.

Before you commit

Know the deal works before you fund it

finPhlo brackets the trade. Before you commit capital, model the full economics of a potential deal: cost of supply, expected margin, FX and funding cost, logistics and incoterms. Mark a deal feasible, then push the draft order straight into opsPhlo.

  • Cost of supply, margin, FX and funding cost in one view
  • Logistics and incoterm modelling
  • Post-trade actual margin once the deal is live

Explore trade feasibility →

Trade feasibility
finPhlo
Cost of supply
Funding & FX cost
Expected margin

Model it, mark it feasible, then push the draft order into opsPhlo.

Both sides of the trade

Built for traders and financiers alike

Traders use finPhlo to plan and fund their trades. Financiers and funds use it to originate, fund and administer them, with fund and NAV management, investor onboarding and a lender portal.

finPhlo for financiers
Integrations

Works with what you already use

finPhlo connects to your existing systems. No rip and replace required.

opsPhlo

Pull trade data automatically. No double entry.

Accounting systems

Sage, Dynamics, Xero, Acumatica and more.

Bank feeds

Live balance and transaction feeds from your banks.

Exchange feeds

CME, ICE and DME price feeds for mark-to-market.

FX liquidity

Move from exposure to execution without leaving the platform.

Lenders & funds

Connect facilities and reporting on both sides of the trade.

Pricing

Start with what you need

Pricing on request. Existing opsPhlo customers get preferred rates.

Starter

For traders getting financial visibility.

  • Cashflow dashboard
  • FX exposure tracking
  • Standard reporting

Pricing on request

Book a demo →

Most popular

Growth

For growing operations with multiple facilities.

  • Everything in Starter
  • Advanced FX and hedge tracking
  • Unlimited facilities, custom reporting

Pricing on request

Book a demo →

Enterprise

For complex, multi-entity trading houses.

  • Everything in Growth
  • Covenant monitoring and alerts
  • Board-ready reports and API access

Pricing on request

Contact us →

Built by the team behind opsPhlo, the trade ERP and CTRM for commodity traders.

See your finance position clearly

Book a demo and we will walk you through the full flow: feasibility before you commit, execution in opsPhlo, and the finance view once the trade is live.